{"id":2470,"date":"2026-11-12T20:51:42","date_gmt":"2026-11-12T20:51:42","guid":{"rendered":"https:\/\/www.lawgicalcorp.com\/blog\/super-visa-insurance-requirements\/"},"modified":"2026-11-12T20:51:42","modified_gmt":"2026-11-12T20:51:42","slug":"super-visa-insurance-requirements","status":"publish","type":"post","link":"https:\/\/www.lawgicalcorp.com\/blog\/super-visa-insurance-requirements\/","title":{"rendered":"Super visa insurance requirements: what IRCC accepts"},"content":{"rendered":"

By Prabhpreet Kaur Sangha<\/a>, lawyer at Lawgical Law Corporation \u00b7 Reviewed November 12, 2026<\/em><\/p>\n

Prabhpreet Kaur Sangha is a lawyer at Lawgical Law Corporation, called to the BC bar in 2019, and a member of the Law Society of British Columbia<\/a>.<\/em><\/p>\n

Updated November 12, 2026: IRCC’s super visa document requirements checked that day.<\/em><\/p>\n

\n

The rule:<\/strong> private health insurance valid at least 1 year from entry, covering health care, hospitalization and repatriation, with at least $100,000 in coverage.<\/p>\n

Who can sell it:<\/strong> a Canadian insurer, or an insurer outside Canada approved by the Minister.<\/p>\n

Why a lawyer:<\/strong> insurance is one of four parts the officer weighs, and a policy that technically fails can sink an otherwise strong file. Why a lawyer<\/a><\/p>\n

Book a consultation<\/a><\/p>\n<\/div>\n

\n

Our immigration lawyers<\/p>\n

\"SundeepSundeep S. Grewal<\/span>Barrister and Solicitor<\/span><\/a>\"PrabhpreetPrabhpreet Kaur Sangha<\/span>Barrister and Solicitor<\/span><\/a>\"PardeepPardeep S. Grewal<\/span>Barrister and Solicitor<\/span><\/a><\/div>\n
\nAbout our lawyers<\/summary>\n
\n

Sundeep S. Grewal<\/a><\/strong> founded Lawgical Law Corporation and argues immigration cases at the Immigration and Refugee Board and the Federal Court of Canada.<\/p>\n

Prabhpreet Kaur Sangha<\/a><\/strong> focuses on refugee claims, immigration appeals, inadmissibility, detention reviews and Federal Court cases, and has presented at Continuing Legal Education seminars and the National Immigration Conference.<\/p>\n

Pardeep S. Grewal<\/a><\/strong> is an immigration and estates lawyer known for clear communication and practical strategy.<\/p>\n<\/div>\n<\/details>\n<\/div>\n

Every super visa applicant must have private health insurance, and it’s a common reason for refusal. IRCC requires a policy from a Canadian insurance company or an insurer outside Canada approved by the Minister. It must be valid for at least one year from the date of entry, cover health care, hospitalization and repatriation, and provide at least $100,000 in coverage. It can be paid in full or in instalments with a deposit, but a quote isn’t accepted. The policy must be valid for each entry and available for a border officer to see. Families often buy a policy first and check the rest of the application later. It works better the other way round.<\/p>\n

Lawgical Law Corporation<\/a>, an immigration law firm in Surrey, Abbotsford and Vancouver, BC, reviews super visa applications, including insurance, before filing and challenges refusals; this guide is by Prabhpreet Kaur Sangha.<\/p>\n

What the policy must have<\/h2>\n
\n\n\n\n\n\n\n\n\n\n\n
IRCC’s super visa insurance requirements<\/caption>\n
Requirement<\/th>\nDetail<\/th>\n<\/tr>\n<\/thead>\n
Insurer<\/td>\nA Canadian insurance company, or an insurer outside Canada approved by the Minister<\/td>\n<\/tr>\n
Length<\/td>\nAt least 1 year from the date of entry<\/td>\n<\/tr>\n
Coverage<\/td>\nHealth care, hospitalization and repatriation<\/td>\n<\/tr>\n
Amount<\/td>\nAt least $100,000<\/td>\n<\/tr>\n
Payment<\/td>\nPaid in full, or in instalments with a deposit; quotes aren’t accepted<\/td>\n<\/tr>\n
At the border<\/td>\nValid for each entry and available for the officer to review<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

What to check before you buy<\/h2>\n